New Bank Startup Services :: Danielson Capital

Danielson Capital has been helping banks in their formation and early development for over 20 years, and understands the specific needs of bank organizers. Since 1985, we have assisted nearly 40 banks in opening.

Danielson Capital provides various new bank services:

Feasibility Study: This initial study assists organizers in determining whether they should proceed or not and includes the following:

An analysis of how similarly structured new banks have performed.

An analysis of the competition in the target market.

An analysis of the market's demographics (population, income, growth, business content, deposit growth).

Pro-forma financial statements for seven to nine years showing potential growth and returns on investment under the most likely growth and cost assumptions.

An assessment of the type of bank that can succeed in the target market (retail or commercial, multi or single branched, other lines of business etc.)

The amount of capital necessary to be successful and maximize return.

Materials to help attract executive management, other organizers, and investors.

Once the decision to start a bank has been made, we can prepare an expanded feasibility study that gives a more comprehensive analysis of the above, and can be used as part of required regulatory filings. This would include, in addition to the above:

Quarterly pro-forma financial statements in the format required for regulators, including interest rate shocks.

Comparisons to peer banks in the market and other banks with similar capital.

Expanded demographics.

Maps of primary and secondary service areas and your competitors in those areas.

Assistance with regulatory filings.

Meeting with Organizers: We frequently meet with organizers prior to or after start-up to facilitate discussion of the bank's strategic direction. This helps the directors understand the bank's strategic objectives, and is particularly useful for directors with non-banking backgrounds.

Additional Consulting Services: Danielson provides consulting services for:

Executive compensation.

Staffing.

Options and warrant distribution.

Site location.

Product emphasis.

Danielson Capital publishes a quarterly New Bank Report that shows how other new banks have performed. After a bank has opened, this new bank report provides information to benchmark performance.

List of New Bank Clients